Long-Term Care Insurance
Why it is important to you and your family.
Do your financial or retirement plans include protection against long-term care expenses?
They should! If you are like most people, you have insured your health, your car, your life, and your home. You have probably worked hard to accumulate assets for your retirement years. But what if you needed long-term care? Long-term care is a risk that can impact or even derail all of your carefully thought out plans. Start planning now.
This Web site is a resource that can help you take your first step toward protecting your future! You will not only receive a thorough education about issues relating to long-term care, but some specifics about long-term care insurance as well. Simply click on any of the sections listed.
Generally, long-term care is the care people need when they can’t perform the tasks of ordinary living independently. It isn’t a subject that most of us care to dwell on. However, the failure to discuss or plan for the high cost of long-term care is causing American families to be unprepared to meet the high costs of long-term care. This section addresses what long-term care is and where it is provided, as well as the costs of long-term care and who pays for it.
There is one in 80 chance of ever using your homeowners insurance, and a one in 40 chance of using your automobile insurance, but about a 60 percent chance that you’re going to be ina nursing home after age 65.–National Underwriter, May 10, 1999.



